Credit Ratings

ACLEDA Bank is the first bank in Cambodia that assigned ratings by the top international credit rating agencies — Moody's Investors Service and Standard & Poor's.

Credit Ratings by Moody's Investors Service

Credit Opinion: ACLEDA Bank Plc.

Global Credit Research — July 07, 2010
Phnom Penh, Cambodia

Ratings List
Category	Rating
Outlook	Stable
Bank Deposits — Foreign Currency	B3/NP
Bank Deposits — Domestic Currency	Ba1/NP
Bank Financial Strength	D
Issuer Rating — Foreign Currency	B1
Issuer Rating — Domestic Currency	Ba1
ST Issuer Rating	NP

Credit Ratings by Standard & Poor's

ACLEDA Bank Plc.
December 18, 2009

Ratings List
Category	Rating
ACLEDA Bank Plc
Counterparty Credit Rating	B+/Stable/B
ASEAN Regional Scale	axBB/--/axB
Bank Fundamental Strength Rating
Local Currency	D
Certificate of Deposit	B+/B

Note: For further details, please visit Moody's Investors Service website at www.moodys.com and Standard & Poor's website at www.standardandpoors.com/ratingsdirect.

HEADQUARTERS:
61 Preah Monivong Blvd., Sangkat Srah Chork, Khan Daun Penh, Phnom Penh, Kingdom of Cambodia. P.O. Box: 1149

Tel: +855 (0)23 998 777 / 430 999
Fax: +855 (0)23 998 666 / 430 555
E-mail: acledabank@acledabank.com.kh
Website: www.acledabank.com.kh
SWIFT: ACLBKHPP

023 994 444
C A L L C E N T E R

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Any comment or inquiry?
Tel: +855 (0)23 994 444
+855 (0)15 999 233
E-mail: inquiry@acledabank.com.kh

The first bank in the Kingdom of Cambodia with 24/7 Call Center.